Danette Acosta, 31, of Carlsbad, New Mexico, was fatally shot in the head on May 13, 2017. The same night the shooter, identified as Fabian T. Carrasco Sr., fired at two women at close range; a second victim, Ms. Gutierrez, survived a gunshot wound to the face.

Carrasco was charged and pleaded no contest to second-degree murder and attempt to commit first-degree murder, resulting in a conviction. The weapon used in the shooting was recovered and formed part of the evidence. Survivors and Acosta’s estate later brought civil claims against Carrasco alleging negligence, assault and battery, intentional infliction of emotional distress, and wrongful death.

A court ruled that Carrasco’s insurer, American National Property and Casualty Company, was not required to defend or indemnify him because his actions fell within policy exclusions. Who has information about Danette, her last movements, or the night of May 13, 2017?